By using our Services, you represent that you are at least 18 years old, or the age of majority in your jurisdiction, and are legally able to enter into binding agreements.

BlueArrow Canada Inc. may update or revise these Terms at any time. Updated Terms will be posted on the Website. Your continued use of the Website following any updates constitutes your acceptance of the revised Terms.

You agree not to:

All content on the Website (text, software, graphics, logos, etc.) is owned or licensed by BlueArrow Canada Inc. and is protected under Canadian and international copyright, trademark, and IP laws. You may not copy or use such content without express written permission.

We strive to maintain continuous access to our Services, but we do not guarantee uninterrupted availability. Services may be suspended temporarily for maintenance, security, or unforeseen reasons.

BlueArrow provides users with a platform to send and receive funds securely. All transactions are subject to compliance with Canadian financial regulations and internal policies.

Fees will be clearly disclosed before transaction confirmation. You agree to pay all applicable charges. Your bank or payment provider may also charge additional fees.

BlueArrow may impose transaction limits (amount, frequency, or geographic) to comply with FINTRAC regulations, internal risk policies, or other legal requirements.

You are responsible for ensuring all transaction and account information is accurate and complete. BlueArrow is not liable for errors or losses due to incorrect data provided by you.

International transfers involving currency exchange will reflect a conversion rate that may include a margin. Rates are shown prior to transaction confirmation and may fluctuate.

By using the Services, you agree to receive communications electronically, including:

This consent applies to all interactions with BlueArrow.

You are responsible for keeping your contact and account details accurate and up to date.

You may request paper copies of communications. A reasonable fee may apply, and requests will be fulfilled within a reasonable time.

Personal information is collected and used in accordance with our [Privacy Policy], and applicable Canadian privacy laws (PIPEDA).

We may share data with third parties for regulatory, processing, or fraud prevention purposes. All third parties are bound by confidentiality obligations.

You are responsible for safeguarding your credentials and reporting any unauthorized access or suspicious activity immediately.

The Website uses cookies and similar tools. By using the Website, you consent to the use of such technologies as outlined in our Privacy Policy.

To the maximum extent permitted by law, BlueArrow is not liable for indirect, incidental, or consequential damages. Our liability is limited to the amount of the affected transaction.

Disputes shall be resolved in accordance with the laws of the Province of Ontario. BlueArrow encourages users to contact customer support first to attempt informal resolution.

We are not responsible for delays or service interruptions due to events beyond our control (e.g., natural disasters, system failures, government action).

You must report any transaction errors within 30 days. We will investigate and respond in accordance with Canadian consumer protection regulations.

You may close your account at any time by contacting support. You remain liable for any pending or past obligations.

We may suspend or terminate access for reasons including:

Upon termination, your account will be restricted, but you may request a final summary of your activity within 60 days.

If any provision is found invalid, the rest of the Terms remain enforceable.

Failure to enforce any term does not constitute a waiver of that or any other right.

You may not transfer your rights or obligations without our written consent. BlueArrow may assign these Terms at its discretion.